CIB Credit Analyst - First National Bank

Welcome to FNB, the home of the #changeables. We design for the shapeshifters and deliver products and services that make us incredibly proud of the people that make it happen.

As part of our talent team in Corporate Credit, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.

Your core duties will be to analyse credit data to estimate the degree of risk in extending credit or lending money and consult with management to assist in corporate planning.
Are You Someone Who
• Understands the economic environment, business risks and financial reports with the ability to relate such issues to specific business opportunities and the risk profile of individual clients.
• Can identify transaction-specific risks including credit, taxation, accounting and legal.
• Can introduce risk mitigating measures as input to structure transactions in line with the risk of philosophy of the Bank.
• Understands the Ghana Companies Act, Tax, Commercial Law and legal issues relating to security.
• Has excellent verbal communication, presentation and report writing skills.
• Keeps up to date with news and events that might affect various individual counterparties and portfolios.
• Has a good understanding of credit grading and credit pricing models.
• Can model, assess and advise on industry and company-specific risks.

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You Will Be An Ideal Candidate If You Have
• Relevant Degree
• Have 3 to 5 years of experience in a similar environment.
You Will Have Access To
• Opportunities to network and collaborate.
• Challenging Working
• Opportunities to innovate.
We Can Be a Match If You Are
• Curious & courageous – you’re driven by always wanting to know more and learn more and you’re brave enough to
• Obsessed with mastery – you know what it takes to become good at what you do and constantly push yourself to do it.
• Thrive in a collaborative environment.

Apply now if you are interested in taking the next step. We look forward to engaging with you.